Reference

mbo99 Terms & Conditions: What You Agree To

Before you open an account on mbo99, these Terms & Conditions set out exactly what you can expect from us and what we ask of you — covering…

Account access rulesDANA, OVO, GoPay & QRIS wallet termsWithdrawal verification stepsDispute & contact processIndonesia eligibility conditions
mbo99 mbo99 Terms & Conditions: What You Agree To
TERMS HELP CHANNELS

Reach Us When You Have Questions About These Terms

If any clause in these Terms & Conditions is unclear, or if your account has been suspended following a policy review, our support team is ready to help you understand the next step. Reach out through the channel that fits your situation, and we will respond with the relevant policy section and the action required on your side.

Team online

Live Chat

Available around the clock directly from your account dashboard. Open a chat session to ask about a specific clause, a suspended transaction, or a wallet limit that applies to your account.

Email Support

Send a written query to our support address for detailed term explanations or to request a copy of your transaction history. We respond within 24 hours on business days.

Account Help Centre

The Help Centre inside your account panel links directly to the terms section relevant to DANA, OVO, GoPay and QRIS withdrawals, and to the dispute-submission form if a payment is unresolved.

HOW WE PROTECT YOU

Account Security and Data Handling Under These Terms

These Terms & Conditions are the framework through which mbo99 manages your account data, transaction records and contact preferences.

Data Retention

We retain account and transaction records for the minimum period required by applicable law. You may request a summary of data held against your account via the Help Centre at any time.

Cookie Policy

Cookies are used to keep your session active after login and to remember your preferred language and wallet. You can manage cookie preferences through the settings link in your account panel.

Account Security

Phone verification is required before first account access. If your number changes, update it immediately through account settings to avoid a hold being placed on your next withdrawal request.

Wallet Verification

Wallet names registered on DANA, OVO or GoPay must match the name on your mbo99 account. A mismatch triggers a manual review before funds are released, adding up to one business day.

Contact for Changes

To request a correction to personal details held on your account, open a support ticket from the Help Centre. Include your account ID and the specific field you need updated for faster processing.

Term Update Notices

We publish term changes with at least seven days notice. A notification appears at the top of your account dashboard, and a copy of the updated terms is sent to the contact address on file.

Common Questions About mbo99 Terms & Conditions

These questions cover what Indonesian account holders ask most often about the Terms & Conditions on mbo99, from wallet rules to account access and data rights. If your question is not answered here, open a live chat session directly from your account dashboard.

The full Terms & Conditions are available at mbo99.club/terms-conditions/ and are also linked in the footer of every page. You can access them before or after creating your account without any restrictions.

The core account terms apply equally regardless of payment method. However, specific limits and verification steps for DANA, OVO, GoPay and QRIS are listed separately at the cashier and are incorporated into these terms by reference.

Eligibility and access depend on local law. Where local law permits, these terms govern your account. Any clause that conflicts with applicable Indonesian regulation is superseded by that regulation, and we note this explicitly in the terms.

Transaction records and account details are retained for the legally required period after account closure. You can request a summary of data held on file by submitting a ticket through the Help Centre before or after closing.

Open the dispute-submission form in the Help Centre within your account panel. Include your payment receipt, the transaction date, and the wallet used — DANA, OVO, GoPay, QRIS or bank transfer — and our team will review within 24 hours.

We aim to notify you at least seven days before any changes take effect. A notification is displayed in your account dashboard and a copy is sent to the email or phone number registered to your account.

Phone verification is a required security step before first account access. Completing it also unlocks withdrawal processing. If you skip or lose access to your verified number, contact support through live chat to initiate the identity review process.